Estate & Legacy Planning
Anyone 70½ or older can route $111,000 of their IRA straight to charity in 2026 — the gift counts toward the year’s required minimum distribution and never hits taxable income
Retirees who have reached age 70½ now have a larger tax-free channel for charitable giving from their individual retirement accounts. The qualified charitable distribution cap sits at $111,000, up from the original $100,000 ceiling that held steady for nearly two decades. Because these transfers count toward a required minimum distribution
