Millions of Americans who turned 65 or older by the end of 2025 qualify for a new $6,000 tax deduction, but the benefit will not show up on their returns unless they file an extra form. The deduction, created by the One Big Beautiful Bill Act signed into law on

A retired teacher in Morgantown, West Virginia, collecting $2,200 a month in Social Security and pulling modest withdrawals from a 401(k) will owe her state government nothing on those benefits when she files her 2026 return. Had she retired across the border in Connecticut on the same income, she could