Healthcare Before Medicare
The ACA enhanced premium tax credit expired at the end of 2025 — a 60-year-old couple making $85,000 now pays $22,600 a year for Marketplace coverage, about a quarter of their income
Older adults who buy their own health insurance through the Affordable Care Act Marketplace are facing a sharp jump in out-of-pocket premiums for the 2026 plan year. A 60-year-old couple earning $85,000 annually now owes an estimated $22,600 per year for benchmark silver coverage after the enhanced premium tax credits,
