
Social Security now docks half your monthly check 90 days after an overpayment letter goes unanswered — but a debt of $2,000 or less can be waived by phone
A Social Security beneficiary collecting $2,000 a month who ignores an overpayment notice could now lose $1,000 of that check to automatic withholding. Under a policy change that took effect April 25, 2025, the default recovery rate for Title II overpayments jumped from 10 percent to 50 percent of monthly

